The question of ‘What insurance companies cover massage therapy?’ is a big one for our clients. And the answer is there are more than you would think. If your health insurance covers you, this means that you can have the full course of your massage therapy treatments, without worrying about the cost.
The key is to check your policy and if you can’t find something which specifies, call them or drop them an email and ask.
If you’re at the point where you’re just taking out a policy and want to know what insurance companies cover massage therapy ahead of time, you can also call. Most will have a page on their website with literature which details what it covers.
They only deal with highly qualified massage professionals.
Most health insurance providers will specify that the therapist must be qualified to a high standard. And often that these massage specialists have liability insurance themselves. Your provider will want to be clear on the efficacy of your choice because if you choose badly, you’ll be claiming more. Although jumping through hoops at the outset may be tricky, you’ll be pleased of it in the end because you both win by advancing your recovery time.
You’ll be pleased to know that we meet insurer standards. We trained to ITEC standard. This stands for International Therapy Examination Council which means we are recognised around the world.
On top of this, we work with insurance companies all the time and know how they work. When we receive an insurance client, there is rarely a complication in them getting a refund and if there is, we sort it straight away.
For your own piece of mind, it’s important to know that we are qualified and experienced in a wide range of remedial massage therapies and can mix manipulative techniques to give you a tailored treatment. This means you always get the best care to improve your issues.
What’s the process for getting a massage on my health insurance policy?
First off, if you’re not sure whether it covers you, call them and ask them. They may ask for you to get a referral from your doctor or GP which isn’t an issue. Whilst you’re on the phone, we’d also ask them how many sessions your policy covers as different companies limit you to different allowances.
When you’ve had your massage with Essential Feeling, we’ll send you an official receipt. This will detail the massage you have had, and our official credentials including our unique reference code that they can use to cross check our qualifications.
You’ll notice above we mention we specify the type of massage or reflexology. This is because some techniques may be covered whilst others won’t be. If you’ve had a Swedish massage sometimes this won’t be covered, but deep tissue work will be. This is because these are the specific remedial actions which are well known to improve muscular health.
If you have an issue such as high blood pressure, and you feel that a lighter modality such as Swedish may be more beneficial, then get a referral from your medical practitioner and speak to your insurance company.
You’ll then just send this to your insurance company and they reimburse you for the cost.
Why wouldn’t I be covered for massage even if my policy stipulates I can claim?
We’re not sure on this, but we’d suggest speaking to your insurance company if you have concerns. Maybe they’ll reject claims even if you have a condition massage therapy will ease. For instance, if you’ve had an accident which has resulted in a broken arm, no amount of massage will fix the break.
What it will do is loosen tight muscles around your injury. This helps to avoid scar tissue from forming and reduce your long and short term pain. In the example of a broken bone, tight muscles can lead to tennis elbow, so putting a plan into action sooner rather than later will protect you from future injury and discomfort.
It’s situations like these whereby a doctor’s referral letter can go a long way to helping you. Think about it. This is just like a prescription that they give to the pharmacist. A direction of what they need to get you functioning better again. Often health insurance employees aren’t well versed in the body’s anatomy and how one condition can cause other problems. Healthcare professionals are, and so can point you in the right direction.
Why does my insurance regulate which massage therapists I can see under my policy?
Massage therapist’s have different levels of training. Some people in e.g. a beauty salon may well have qualified in massage therapies in a college course that only lasts one day. The participants of this course won’t be as able to help your wellness as a specialist who has done a lengthy and many advanced courses with hundreds of classroom hours and practical experience in anatomy and physiology of your muscles.
Insurance companies understand that the focus of a beauty professional is purely relaxation rather than a licence which includes rehabilitation. And therefore they specify qualifications. It’s all for your benefit even though it can seem a little tiresome. You want someone with the correct training to help you.
Will I get everything back or will I have to pay an excess?
This depends on your individual policy cover. You’ll submit the entire amount back for a claim, but their compensation may only be the difference between what you have paid for the session and your excess. This won’t be every time you claim though and so once you have this out of the way they will refund your billing in full.
Is reflexology covered in insurance policies too?
Again, this very much depends on your individual policy. Some create a holistic approach to your health and wellness, others are very medicine based. The design of your policy will determine your financial outcomes. We would always recommend explaining your private circumstances to your insurance company and discussing how you can make this work for your needs. You’ll find insurers are helpful on the phone.
Will you come out to my home?
We have premises in Gidea Park Romford. This is close to major transport routes and between Brentwood, Ilford, Chigwell and Hornchurch. We have our treatment rooms well set up with everything we need to give you the best service. For this reason, you need to come to our therapeutic centre.
So, if you’ve found out What insurance companies cover massage therapy? and you’re ready to book; text us on 07941 668456 or book online.